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Now, unto him that worketh, the reward is not reckoned by way of favour but by way of obligation,

Whereas, unto him that worketh not but believeth on him that declareth righteous the ungodly, his faith is reckoned as righteousness.

Just as David also affirmeth the happiness of the man unto whom God reckoneth righteousness apart from works: -

Happy, they whose lawlessnesses have been forgiven and whose sins have been covered,

Happy, the man whose sin the Lord will in nowise reckon.